I was mostly talking about things like Microsoft Word, which I use occasionally but have to pay something like $15/month for along with a bunch of other stuff I don't use. Also a whole lot of music programs I use that one used to purchase but now you have to rent. I'm sure there are some good...
I think the biggest danger is that people don't question what AI tells them - at all. It comes from a computer and computers are always right. I play guitar as a hobby and of course, AI can tell you how to improve your songs (or even write them for you). AI may be great at technical things...